By Athirah Safea Jamaluddin, Nor Najwa Hanani Ilyas, Syukriah Ali, Najah Mokhtar & Kartini Kasim Abstract The main objective of this study is to determine the factors affecting banking efficiency and to compare bank efficiency between Islamic and conventional banks in Malaysia. A total of 16 Islamic banks and 27 conventional banks in Malaysia were analysed to […]
By Manzar Ali Khan, NazimahHussin, Wan Khairuzzaman, Wan Ismail and Jihad Mohammad Abstract The aim of this paper is to propose a conceptual framework to study and identify factors that influence the intention to adopt Islamic banking services in India. Islamic banking has evolved as a new reality in the international financial landscape in the recent past. Various […]
By Asad Zaman & Junaid Qadir Abstract If we try to figure out the most pressing economic problems in the world today, most concerned citizens would prioritize those problems relate to urgent societal welfare needs—e.g., feeding the hungry, housing the homeless, and treating the sick or disabled. But we find a huge mismatch between these objectives and […]
By Salman Ahmed Shaikh Abstract This paper is a humble attempt to discuss the minor proposals which are outside the mainstream Islamic finance in Pakistan. Some of the minor proposals like two-tier Mudarabah are not used widely because of lack of preparation, government incentives and initiatives at the practical level in the current scenario. Some other […]
By Mohd Ma’Sum Billah, PhD Abstract Living with healthy life is among the prime natural concern of everyone regardless of one’s status or background. A proper health–care requires money and today, it is one of the most expensive components of expenditure, which is not affordable to everyone thus, medical takaful[1] (insurance) may be a solution. In […]
By Muhammad Iman Sastra Mihajat Abstract Sukuk is one of the most attractive Islamic instruments currently in Indonesian Islamic capital market. This instrument brings about the inevitable combinations of contracts in one single transaction to serve variety of demands of the Islamic investors. The fact shows that majority of contracts in Sukuk market (corporate and sovereign) […]
By Muhammad Ali Shaikh Abstract Islamic Banking being new, there are doubts about its legitimacy. This qualitative study presents a working model of an Islamic bank (IB) and attempts to identify key differences with conventional banks (CBs) that must be maintained along with an interpretation and explanation of the apparent similarities that exist in order to […]
By Jameel Ahmed, Safia Bano, Lubaina Dawood Abstract Islamic banking systems have been established and getting popularity not only in Muslim majority countries (Bahrain, Malaysia and Pakistan) but also in non-Muslim countries such as UK, France, China, Singapore (Ariff, 2014; Shahzad etal, 2014). The growth of the Islamic banking system is highly influenced by different factors such […]
By Vatimetou Mokhtar Maouloud, Ghazi Zouari & Anwar Hasan Abdullah Othman Abstract: Risk management in banks is a crucial issue, especially in Islamic banks. This study seeks to examine the impact of the incomes of Mudharabah and Musharakah on the relationship between risk and performance, which is measured by ROAA. This study employs unbalanced panel data regression analysis […]
By Huma Nawaz & Prof. Dr. Barjoyai Bardai Abstract This study aims to investigate the performance efficiency and the differences between premier Bank Islam Malaysia Berhad and RHB Islamic Bank Berhad in Malaysia. The study uses the period of the year 2010 to until the year 2015. For data analysis, this research used linear Regression Model […]