Journal of Islamic Banking
CALL US NOW ON: (+92) 21-358 37315
  • About Us
  • Contact Us
  • Editorial Board
  • FAQ
  • Home
  • Islamic Heritage
  • Knowledge Center
    • Glossary of Islamic Banking
  • Membership
  • Message From Finance Minister
  • Note to Contributors
  • Publications
  • Resouces
  • Reviewer Consent
  • Subscription
  • Home
The Blog

Microfinance in Sudan and Ethiopia

Posted by admin
August 27th, 2021

By Professor Badr El Din A. Ibrahim

Abstract

The purpose of this paper is to review and compare the distinct features and practices of Sudanese and Ethiopian microfinance sector. Analysis includes general characteristics of both sectors such as institutional structures/ characteristics, policies, programs, regulation, strategies, wholesale markets, technical assistance etc. Moreover, the major characteristics of microfinance institution (MFIs) in both countries are compared, and a review and comparison of some performance criteria of MFIs is made. The methodology consists of analyzing and examining issues at hand using some indicators and qualitative information. The paper come up with some recommendations regarding the constraints facing microfinance (MF) sectors in the two countries, and also suggests how the two microfinance experiences can learn from each other. The Sudanese MF experience, we argued, can give a lesson from its diversified wholesale market via the government-owned Wholesale Guarantee Agency.  The paper also propagates the merits of Islamic microfinance as practiced in Sudan to Ethiopia-Muslim minorities.  We argued that this can be carried out via new windows or specialized branches within the existing MFIs; no need for a new legislations or a new MFIs structure.  Sudan can learn from the role and functions of AEMFI, to establish the Sudanese Association of Microfinance Institutions. Sudan can also learn from the Ethiopian social management system to self monitor the social impact of microfinance on their clients. The paper is constrained by the limitation of quantitative data, especially financial data,   regarding the Sudanese MFIs. This hinders deep comparison of the financial performance of MFIs in the two countries. More research is required in this area.

Comments are closed.

Contents

  • International Association of Islamic Banks
  • Message From Finance Minister
  • Note to Contributors
  • Abstracts of Last Five Years
  • Reviewer Consent
  • Subscription

Recent Abstracts

  • Establishment and Operational Mechanisms of Islamic Crypto-asset August 27, 2021
  • Towards a Sustainable Islamic Microfinance Model in Pakistan August 27, 2021
  • Microfinance in Sudan and Ethiopia August 27, 2021
  • The Role of Fairness in Contract: An Insight for Islamic Contracts August 27, 2021
  • Exploring the Impact of Shariah Training on Islamic Banking Employees in Pakistan August 27, 2021

About

  • Home
  • About Us
  • Contact Us
  • Editorial Board
  • Membership

Contents

  • Message From Finance Minister
  • Note to Contributors
  • Reviewer Consent
  • Subscription
  • Resouces
  • Archives

Meta

  • Log in
  • Entries RSS
  • Comments RSS
  • WordPress.org
Follow us:
  • Facebook
  • Twitter
  • LinkedIn
  • RSS
lowerbartext

Journal of Islamic Banking and Finance

  • About Us
  • Contact Us
  • Editorial Board
  • FAQ
  • Home
  • Islamic Heritage
  • Knowledge Center
  • Membership
  • Message From Finance Minister
  • Note to Contributors
  • Publications
  • Resouces
  • Reviewer Consent
  • Subscription

Copyright © 2023 Journal of Islamic Banking. All rights reserved.