By Mufti Ismail Ebrahim Desai Abstract Islamic finance has achieved considerable growth and considered to be the fastest growing segment of the financial system. The main jurisdictions in the GCC and Malaysia have experienced notable growth. However other jurisdictions in Africa such as South Africa, Nigeria, Kenya and Ivory Coast and in Asia, such as […]
By Mohd Ma’Sum Billah, Ph.D Abstract Modern investment activities under Shari’ah (Islamic law) principles had promisingly been attracting both Muslim and non-Muslim across the world ever since 1963. Despite such an achievement there are situations when the spirit of true Shari’ah (Islamic law) guidelines are not accurately observed in an Islamic investment culture. This shortcoming […]
By Shafiq ur Rahman, Abstract The era comprising circa two hundred years i.e. 18th and 19th centuries is the most dormant period in the entire Islamic History in which the work on Sharīʿah Law had almost come to a total halt. It started with the Muslims politically declining and Western nations rising to the leading […]
By Syed Ahmed Salman, Hafiz Majdi Ab. Rashid, Sheila Nu Nu Htay Abstract India is known as a multi-racial and multi-religious country. In addition, the second highest Muslim population in the world and also the second highest total population belong to India. Based on the review of religious teachings, conventional insurance is not in favor […]
By Mohamad Azmi Bin Abdullah, Ahmad Aizuddin Hamzah, Nur Sahirah Azman, Najwa Khalil ABSTRACT This article presents the findings on the study that determines the factors which influence financial literacy of bankers around Kuala Lumpur in term of Islamic financial products. The Governor of Central Bank of Malaysia pointed out several years ago that in […]
By Nurhafiza Abdul Kader Malim PhD Abstract In view of the massive failure of banking institutions in response to the global financial crisis (2007-2009), there has been proliferation of writings on risk management as never before. Islamic banking is much less affected by the turmoil for a variety of reasons, especially because it is still […]
By Sepky Mardian Abstract: The asymmetric information in the sharia compliance is an agency problem faced by Islamic bank. The Sharia Supervisory Board (SSB) was expected to reduce asymmetric information that currently exists. The previous studies found that earning management also occurs in the Islamic banks, though likely less in the Islamic bank compared to […]
By Salman Ahmed Shaikh Abstract The two most important problems identified in a post-financial crisis look back are perverse incentives and de-linking of financial sector growth and activities with the real sector of the economy. These problems are inherently avoided by Islamic banks. In this study, we take 7 year data from 2007 to 2013 […]
By Husam Suleiman Abstract: This paper examines the permissibility of the American Islamic mortgage sector use of the standard metrics synonymous with the conventional and conforming mortgage; debt to income ratio and loan to value. For this purpose, section one will discuss the formation of the traditional conventional mortgage juxtaposed with the reduction in the […]
By Muhammad Zeeshan Farrukh Abstract Due to the constant failure of conventional economic system in achieving the desired socio-economic objectives, there is a need for a viable alternative. The purpose to write this paper is to do ample analysis of Conventional and Islamic Economics to find out the flaws of the existing system and present […]
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