By Muhamad Abduh Ph.D & Shaheen Ramjaun Abstract Islamic banking in Mauritius is a very new industry introduced only in late 2007. Mauritius is a secular country with mostly people from Hinduism faith and only around twenty percent are Muslims. In such an environment, Islamic bankers would need to know whether the Mauritian population is […]
By Imran Hussain Minhas Abstract: Riba, the major driving force and key element in conventional banking, is one of those items which have been strictly forbidden and declared as Haram in Islam. The convention banking and finance system is not meant for the Muslims and Islamic societies. Practicing riba based banking and financial system is […]
By Mohd Ali Mohd Noor, Mohammed Rizki Moi Abstract The world halal market is a fast emerging sector that has received positive response. The potential of this market is being explored and such potential is not only associated with the total population of Muslims that constitutes 23 percent of the total world population but also […]
By Ahmad Aizuddin Hamzah, Farah Shazwani Ruzaiman & Haneffa Muchlis Gazali Abstract The Islamic investment deposit product is one of the tools which increases the capital source of the Islamic financing facilities. As an alternative to the conventional interest-based investment deposit product, the Islamic bank used the profit sharing analysis or also known as mudarabah […]
By Muhamad Nadratuzzaman Hosen, & Syafaat Muhari Abstract: The magnitude of the potential micro banking market has to make profits makes this segment important for rural banks (BPR), especially Sharia Rural Banks (SRBs). Thus, the efficiency for SRBs is required to survive amid the competition. This study used non-parametric data envelopment analysis (DEA) with the […]
By Imran khokhar & Bukhari M. S. Sillah Abstract: There is no clear line and distinction between Islamic and conventional banks in Saudi Arabia. Banks which are perceived as non-Islamic banks do offer various types of Islamic banking products beside their conventional products. Some of the banks are full-fledged Islamic banks. However, the Saudi Arabian […]
By Salman Ahmed Shaikh Abstract Energy crisis in Pakistan has worsened in recent years leading to loss of output, increased incidence of manufacturing unemployment, cost push inflation, capital flight, low manufacturing capacity utilization and loss of export markets. The contributing factors to the crisis include inefficient energy mix, price distortions and low investment in alternate […]
By Muhamad Abduh Abstract As interest is prohibited, the reliance of Islamic banking towards bank deposits from depositors is higher than conventional banking. Efforts that could help in preventing funds withdrawal by the depositors thus become necessary in order to avoid bank instability. This study is aimed at investigating factors that may influence the withdrawal […]
By Dr. Volker Nienhaus Abstract Islamic economists have propagated contractual arrangements for a sharing of profits between capital providers and entrepreneurs and the bearing of losses by the capital providers (mudārabah, mushārakah) as the “true” Islamic alternative to interest-based debt financing. But this ideal is very difficult to implement in a world with distinct information […]
By Prof. Dr. Zubair Hasan Abstract The financial turmoil that the 2007 subprime debacle of the US set into motion has raised a welter of puzzling questions for the policy makers across the world. The position seems all the more confusing in the Muslim world where the fast expanding Islamic finance operates in competition with […]
Copyright © 2026 Journal of Islamic Banking. All rights reserved.